百信銀行服務價目表

AiBank Service Price Lists

第一章,免費服務項目表Chapter I Free Service Items

1.1 國內結算業務Domestic Settlement Business

編號
Item No.
服務項目
Service Items
服務價格
Service Price
適用對象
Targeted Customers
備注
Remarks
優惠政策
Promotion
MF001 人民幣個人賬戶類
RMB personal account
本行個人賬戶的開戶手續費和銷戶手續費
Handling fee for opening/closing personal savings account with aiBank
免費
Free of charge
個人客戶
Personal customers
   
MF002 同城本行轉賬手續費
aiBank transfer fee
免費
Free of charge
個人客戶
Personal customers
1.“同城”范圍不小于地級市行政區劃,同一直轄市、省會城市、計劃單列市列入同城范疇
1."Local" refers to the place no smaller than a prefecture-level city, including a municipality directly under the central government, provincial capital and municipality with independent planning status
2.貸記卡賬戶除外
2.Except credit card account
 
MF003 密碼修改手續費和密碼重置/掛失手續費
Password modification/resetting/loss report fee
免費
Free of charge
個人客戶
Personal customers
   
MF004 通過本行電子銀行提供的境內本行查詢服務收費
Domestic aiBank inquiry service fee through E-banking
免費
Free of charge
個人客戶
Personal customers
   
MF005 已簽約開立的賬戶年費和賬戶管理費(含小額賬戶管理費)
Annual fee and (small-value) account management fee
免費
Free of charge
個人客戶
Personal customers
   
MF006 向救災專用賬戶捐款的跨行轉賬手續費、電子匯劃費
Inter-bank transfer fee,electronic remittance & transfer fee for donation to special account for disaster relief
免費
Free of charge
個人客戶
Personal customers
   
MF007 以電子方式提供12個月內(含)本行對賬單的收費
Fee for aiBank electronic statement within 12 months (inclusive)
免費
Free of charge
個人客戶
Personal customers
   
MF012 國內對公結算
Domestic Corporate Settlement
對公客戶新增、變更客戶信息
Add and update customer information for corporate customer
免費
Free of charge
對公客戶
corporate customers
   
MF013 對公客戶變更賬戶信息
Update account information for corporate customer
免費
Free of charge
對公客戶
corporate customers
   

1.2 電子銀行業務E-banking

編號
Item No.
服務項目
Service Items
服務價格
Service Price
適用對象
Targeted Customers
備注
Remarks
優惠政策
Promotion
MF009 移動銀行
Mobile banking
開通/注銷移動銀行服務及移動銀行暫停/啟用
Register for/cancel mobile banking service and suspend/enable mobile banking service
免費
Free of charge
個人客戶
Personal customers
   
MF010 移動銀行賬戶簽約/解約、客戶資料查詢/修改及本行賬務查詢
Register for/cancel mobile banking account, check/update customer information and check aiBank account
免費
Free of charge
個人客戶
Personal customers
   
MF011 移動銀行定活互轉
Fixed-current transfer
免費
Free of charge
個人客戶
Personal customers
   

第二章,收費服務價目表Chapter II Price List of Paid Services

2.1 政府定價與政府指導價-國內結算業務Government Pricing and Government Guidance Price-Domestic Settlement Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
定價形式
Pricing Form
優惠政策
Promotion
文號
Ref. No.
ZF001 個人跨行柜臺轉賬匯款手續費
Counter-based inter-bank remittance fee for personal customers
通過柜臺將個人客戶的資金從本行賬戶(不含信用卡)轉移到其他銀行(含同城和異地)的賬戶;轉賬范圍包括向其他銀行的本人、其他個人或單位的賬戶進行資金轉移
Transfer the funds of personal customer from a CITIC Bank account (excluding credit card) to an account with other banks (including local and non-local banks) over the counter; support transferring funds to the applicant's account with other banks, account of other person or company with other banks.
每筆0.2萬元以下(含0.2萬元),收費2元; 0.2萬-0.5萬元(含0.5萬元),收費5元; 0.5萬-1萬元(含1萬元),收費10元;1萬-5萬元(含5萬元),收費15元; 5萬元以上,按匯款金額的0.03%收取,最高收費50元
RMB2 for each transaction below RMB2,000 (inclusive); RMB5 for each transaction of RMB2,000 to RMB5,000 (inclusive); RMB10 for each transaction of RMB5,000 to RMB10,000 (inclusive); RMB15 for each transaction of RMB10,000 to RMB50,000 (inclusive); 0.03% of remittance amount, maximum RMB50 for each transaction above RMB50,000.
個人客戶
Personal customers
政府指導價
Government guidance price
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
發改價格[2014]268號
F.G.J.G.[2014]No.268
ZF002 對公跨行柜臺轉賬匯款手續費
Counter-based inter-bank remittance fee for corporate customers
通過柜臺將對公客戶的資金從本行賬戶轉移到其他銀行(含同城和異地)的賬戶;轉賬范圍包括向其他銀行的本人、其他個人或單位的賬戶進行資金轉移
Transfer the funds of corporate customer from a CITIC Bank account to an account with other banks (including local and non-local banks) over the counter; support transferring funds to the applicant's account with other banks, account of other person or company with other banks.
每筆1萬元以下(含1萬元),收費5元; 1萬-10萬元(含10萬元),收費10元; 10萬-50萬元(含50萬元),收費15元; 50萬-100萬元(含100萬元),收費20元;100萬元以上,按匯款金額的0.002%收取,最高收費200元
RMB5 for each transaction below RMB10,000 (inclusive); RMB10 for each transaction of RMB10,000 to RMB100,000 (inclusive); RMB15 for each transaction of RMB100,000 to RMB500,000 (inclusive); RMB20 for each transaction of RMB500,000 to RMB1 million (inclusive); 0.002% of remittance amount for each transaction above RMB1 million, maximum service price is RMB200.
對公客戶
Corporate customers
政府指導價
Government guidance price
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
發改價格[2014]268號
F.G.J.G.[2014]No.268

2.2 市場調節價-國內結算業務Market-adjusted Prices-Domestic Settlement Business

一、鑒證服務Attestation Service

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
GN001 個人存款證明
Personal deposit certificate
為客戶開立電子個人存款證明
Issue electronic personal deposit certificate
1.境內居民:10元/份;
1. Domestic residents: RMB10 for each one;
2.非境內居民:20元/份
2. Non-domestic residents: RMB20 for each one
個人客戶
Personal customers
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
GN003 單位詢證函
Corporate confirmation request
為客戶開立單位詢證函
Issue corporate confirmation request for customers
200元/份
RMB200 for each one
對公客戶
Corporate customers
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

二、其他國內結算業務Other Domestic Settlement Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
GN002 短信通
SMS alert
為客戶提供短信通知服務。
根據發改價格[2014]268號規定,商業銀行為銀行客戶提供賬戶變動短信提醒服務并收費的,應事先通過網點或電子渠道等與銀行客戶簽約;未與銀行客戶簽約的,不得收費
Provide SMS alert service for customers.
According to F.G.J.G.[2014]No.268 Document, the commercial bank should sign an agreement about account activity SMS alert service with the customer before charging SMS alert service fee; no fee is allowed if no such agreement is signed with the customer
1.個人短信通服務:3元/月;
1. Personal SMS alert service: RMB3 per month;
2.對公短信通服務:30元/月;
2. Corporate SMS alert service: RMB30 per month;
3.國際業務短信通服務:30元/月或0.1元/條
3. International business SMS alert service: RMB30 per month or RMB0.1 per message
全部客戶
All customers
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

三、國內對公結算III. Domestic Corporate Settlement

編號
Item No.
服務項目
Service Items
渠道
Channel
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
GN004 人民幣轉賬
RMB transfer
網上銀行
Online banking
為客戶提供網上銀行渠道人民幣資金本行及跨行轉賬業務
Intra-bank and inter-bank RMB transfer services are provided to customers with online banking channel
本行:免費
跨行:
每筆1萬元以下(含1萬元),收費4元;1萬-10萬元(含10萬元),收費8元;10萬-50萬元(含50萬元),收費12元;50-100萬元(含100萬元),收費16元;100萬元以上,按匯款金額的0.002%收取,最高收費160元
AiBank:Free
Inter-bank:
RMB4 for each transaction below RMB10,000(inclusive);RMB8 for RMB10,000-RMB100,000(inclusive);RMB12 for RMB100,000-RMB500,000(inclusive);RMB16 for RMB500,000-RMB1 million(inclusive);0.002% of the sum for remittance over RMB1 million with the maximum charge at RMB160
對公客戶
Corporate customers
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
GN005 賬戶服務
Account service
為客戶提供補制紙質對賬單等賬戶管理類服務
provide account management services such as reprinting of bank statement to customers
補制紙質對賬單:20元/份
Reprinting of bank statement: RMB20 for each one
對公客戶
Corporate customers
1.2021年12月31日前免費
1.Free until December 31st, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.3 理財業務Wealth Management Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
LC001 理財業務
Wealth management business
為客戶提供理財產品銷售、投資管理服務
Provide wealth management product sales, investment management services.
按協議定價,具體收費標準參見理財產品銷售文件
Agreed price. Please refer to wealth management product prospectus for specific charging standard
全部客戶
All customers
1.2018年10月10日開始收費。
1.Start charging on October 10,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.4 委托代理業務Entrusted & Agency Business

一、代理銷售業務Agency Sales

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
WD001 代理基金業務
Agency fund service
為客戶提供基金產品銷售及相關服務
Provide sales of fund products and relevant services
按基金合同費率
According to the fund contract
全部客戶
All customers
1.2018年1月31日開始收費。
1.Start charging on January 31,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD002 代理保險業務
Agency insurance
為客戶提供保險產品銷售及相關服務
Provide sales of insurance products and relevant services
協議定價
Agreed price
全部客戶
All customers
1.2018年1月31日開始收費。
1.Start charging on January 31,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD003 代理信托及資產管理計劃業務
Agency trust and asset management plan business
為客戶提供信托產品及各類資產管理計劃的代為推介服務、推薦信托計劃及各類資產管理計劃的投資者,以及提供銷售建議和咨詢等一攬子綜合金融服務
Provide referral service of trust products and various asset management plans to customers, recommend investors of trust plans and various asset management plans, provide a full package of financial services including suggestions and consultation on the product sales
按所代理信托產品及各類資產管理計劃金額的0-5%的年化費率收取;或按協議價格收取
0-5% of agency trust product amount and various asset management plans (annualized); or charged as per agreement
全部客戶
All customers
1.2018年1月31日開始收費。
1.Start charging on January 31,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD004 代理其他銷售業務
Other agency sales service
接受客戶委托,在合規的前提下代理銷售第三方機構(不含基金公司、保險公司、信托公司、證券公司)的產品與服務
Sell products and services on behalf of third-party institutions (excluding fund company, insurance company, trust company and securities company) in compliance with regulations as entrusted by the customer
協議定價
Agreed price
全部客戶
All customers
1.2018年1月31日開始收費。
1.Start charging on January 31,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD006 代理銷售實物貴金屬業務
Agency physical precious metals
為客戶提供實物貴金屬銷售及相關服務
Provide customers with physical precious metals sales and related services.
協議定價
Agreed price
全部客戶
All customers
1.2019年09月18日開始收費。
1.Start charging on September 18,2019.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD007 貴金屬產品經銷業務
Precious metal distribution business
向客戶銷售自有品牌貴金屬產品及其他貴金屬產品
Sell own-brand precious metal products and other precious metal products.
按本行掛牌價格銷售
Sell at the listed price of the Bank
全部客戶
All customers
1.2019年09月18日開始收費。
1.Start charging on September 18,2019.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
WD008 代銷理財業務
Agency wealth management
為客戶提供代銷理財產品銷售及相關服務
Provide sales of agency wealth management products and relevant services
1.申購費、認購費、贖回費:按代銷理財產品申購/認購/贖 回金額的0-3%,一次性收取;
1. Subscription fee, purchase fee, redemption fee: 0 - 3% of subscription/purchase/redemption amount of agency wealth management product, charged in a lump sum;
2.銷售服務費:按代銷理財產品的保有金額0.05-2%,每日計提
2. Sales service fee, rake-off: 0.05 - 2% of holding amount of agency wealth management product, accrued daily
全部客戶
All customers
1.2020年09月10日開始收費。
1.Start charging on September 10,2020
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

二、委托貸款業務Entrusted Loan

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
WD005 委托貸款
Entrusted Loan
根據委托人確定的貸款對象、用途、金額、期限、利率等代為發放、監督使用并協助收回的貸款業務。委托人包括政府部門、企事業單位及個人等
According to the loan customer, purpose, amount, loan time limit and rate determined by the trustee, the loan business is issued, supervised and used to assist in collect overdue accounts. The trustee includes government departments, enterprises, institutions and individuals.
協議定價
Agreed price
全部客戶
All customers
1.2018年10月25日開始收費。
1.Start charging on October 25,2018.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.5 電子銀行業務E-banking

一、在線金融業務Online Financial Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
DZ001 電子金融服務
Electronic financial services
為互聯網平臺客戶提供資金管理、客戶管理、訂單管理等日常服務,充值、提現、消費支付、投資贖回等支付服務,以及根據客戶需求,提供電子商務咨詢服務或電子招投標服務
For the Internet platform for customers,we Provide financial management, customer management, order management and other daily services , provide recharge, withdrawals, payment, investment and redemption payment service, and according to customer needs, we providing e-commerce consulting service or electronic bidding service
1.日常服務:5000元/商戶/月
1. Daily Service:RMB5000.00 each Merchant for each month
2.支付服務:
2. Payment Service:
(1)跨行扣款服務:交易金額的5%收取
(1)Inter-bank agreement deduction service:5% of transaction amount;
(2)跨行付款服務(個人):10元/筆
(2)Inter-bank agreement payment service(individual):RMB10.00 per transaction;
(3)跨行付款服務(企業):50元/筆。
(3)Inter-bank agreement payment service(enterprise):RMB50.00 per transaction;
(4)本行資金劃轉:10元/筆;
(4)Within-bank agreement transfer service:RMB10 per transaction;
(5)資金墊資服務:首日按交易金額的1%收取手續費,次日起按0.05%收取墊資費
(5)Advance Payment service:Charge by 1% of transaction amount for the first day,0.05% from the second day
3.增值服務:
(1)電子商務項目咨詢服務:不低于5萬元/次;
(1)Project consultant services:Not less than RMB50,000 once;
(2)電子招投標服務:5萬元/項目
(2)Tendering and Bidding Procedures:RMB50,000 each project
對公客戶
Corporate customers
1.2019年6月5日開始收費
1.Start charging on Jun 5, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ002 電子賬戶管理
Electronic Account Management
為客戶提供個人電子賬戶管理服務,包括賬戶開立、實名制認證、綁定卡鑒權、日常管理等賬戶管理服務
We provide personal electronic account management services, including account opening, real name system certification, binding card authentication, daily management and other account management services
1.個人賬戶開立服務:10元/戶
1.Individual Account Opening Service:
RMB10.00 per account
2.個人實名制認證服務:2元/次
2.Real name authentication Service:
RMB2.00 each
3.個人銀行卡鑒權服務:2元/次
3.Bank card authentication Service:
RMB2.00 each
4.手機號認證服務:2元/次
4.Real Phone authentication Service:
RMB2.00 each
5.個人賬戶日常管理服務:5元/戶/月
5.Individual Account daily Management service:RMB5.00 per account per month
全部客戶
All customers
1.2019年6月5日開始收費
1.Start charging on Jun 5, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ003 系統接入服務
System Access Services
為互聯網平臺客戶接入我行賬戶管理、支付結算系統提供專業咨詢、平臺方案設計、系統測試、系統接入指導等服務,以及企業證書等費用
For the accessing of account management, payment and settlement system ,we provide professional advice, platform design, system testing, system access guidance services,and enterprise certificates and other expenses
1.接入服務:100000元/商戶
1. Access Service:RMB100,000 per Merchant
2.企業證書:500元/個
2. Enterprise certificate:RMB500 each
全部客戶
All customers
1.2018年1月27日開始收費
1.Start charging on January 27, 2018
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ004 電子銀行賬戶增值服務
Electronic Account with Value-added Services
為電子銀行渠道中的賬戶提供附屬賬戶服務及相關增值服務,包括但不限于:(1)附屬賬戶管理服務,即為客戶搭建賬戶內部登記簿分戶核算體系,并提供二級賬戶之間資金劃轉、主賬戶與二級賬戶之間資金劃轉、回單、憑證、計息、詢證、稅務等一系列服務;(2)對公賬戶收付控制,即滿足客戶對資金流向進行控制的需求,為客戶建立完整、安全、便捷的收付款流程
We Provide subsidiary account services and related value-added services for electronic banking channels in the account, including but not limited to:
(1)account management service for adjunct account, which accounts for customers to build the internal accounting system of household register, and provide a series of services about transferring between the second level accounts, the main account and second level account transfer, receipt, vouchers, interest, confirmation and tax;
(2)account payment control for corporate, control the flow of funds to build a complete, safe and convenient payment process"
1.附屬賬戶體系服務:5000元/月/體系;
1. Adjunct account structure service:RMB5000 each structure for each month;
2.附屬賬戶資金分戶服務:按照開立的附屬賬戶的數量,200元/月/賬戶;
2. Adjunct account service:CNY200 each account for each month;
3.附屬賬戶資金交易服務:按交易金額的5%收費,按月從客戶主賬戶扣收;
3. Adjunct account transaction service:charge by 5% of transaction amount,deduct from primary account every month;
4.賬戶收付控制:200元/月/賬戶
4. Account transaction control:CNY200 each account for each month
對公客戶
Corporate customers
1.2019年6月5日開始收費
1.Start charging on Jun 5, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ011 增值服務
Value-added service
為客戶提供增值服務,包括但不限于銀行賬戶保險保障、健康醫療、購物、餐飲、觀影、酒店、旅行、汽車服務等與日常生活各個場景相契合的權益產品。
Provide electronic account value-added service for customers, including but not limited to bank account insurance cover, health care, shopping, catering, viewing, hotel, travel, car services, and other benefit-based products that are compatible with every scene of daily life.
協議定價
Agreed price
個人客戶
Personal customers
1.2020年11月10日開始收費
1.Start charging on November 10, 2020
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

二、行業存管業務Depository Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
DZ005 客戶電子賬戶賬戶管理
Online customer account management
為客戶提供電子賬戶管理服務,包括賬戶開立、實名制認證、綁定卡鑒權、日常管理等賬戶管理服務
We provide electronic account management services for individual customers, including account opening, real name system authentication, banking card authentication, daily management and other account management services
按協議定價,具體收費標準參見存管業務收費表
Agreed price.Please refer to custodian bank service prospectus for specific charging standard.
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ006 客戶電子賬戶資金劃轉
Online account transaction service
為合作平臺上的客戶電子賬戶提供資金的出入金服務(包括充值、提現、墊資等服務)
We provide transaction service for cooperated companies.
按協議定價,具體收費標準參見存管業務收費表
Agreed price.Please refer to custodian bank service prospectus for specific charging standard.
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ007 存管業務服務
Custodian bank service
為合作方提供資金存管服務
Custody of the fund depository account
按協議定價,具體收費標準參見存管業務收費表
Agreed price.Please refer to custodian bank service prospectus for specific charging standard.
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ008 存管系統接入服務
Custodian systems access service
為互聯網平臺客戶接入我行賬戶管理、支付結算系統提供專業咨詢、平臺方案設計、系統測試、系統接入指導等服務,以及企業證書等費用
For the Internet platform, we provide customer accessing to our bank account management, payment and settlement system to provide professional advice, platform design, system testing, system access guidance services, and enterprise certificates and other expenses
按協議定價,具體收費標準參見存管業務收費表
Agreed price.Please refer to custodian bank service prospectus for specific charging standard.
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ009 存管系統升級服務費
Custodian systems upgrading service
為合作平臺提供系統升級服務
We provide fund depository upgrading service for platform
按協議定價,具體收費標準參見存管業務收費表
Agreed price.Please refer to custodian bank service prospectus for specific charging standard.
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ010 短信服務
SMS Service
發送短信至客戶手機
Send SMS alert to customers
0.1元/次
RMB0.1 each
對公客戶
Corporate customers
1.2019年4月17日開始收費
1.Start charging on Apr 17th, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

三、個人信貸業務Personal Credit Loan

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
DZ012 個人信貸業務
Personal credit loan
為客戶提供貸款服務,包括消費分期等
Provide installments and relevant services
1.分期服務費。僅針對特定產品收取,且收取分期服務費的產品不再收貸款正常利息。
根據產品類別按付款總額的一定比例收取。3期:0.90%/月;6期:0.80%/月;9期:0.80%/月;12期:0.75%/月;24期:0.75%/月
注:依據我行對客戶風險的評估情況,對不同風險級別的客戶收取的手續費率,可在上述基準費率上下浮動50%的范圍內進行調整。
Handling fees will be charged only for particular products, for which loan interest will be exempted . Handling fees will be charged at a proportion to the total installment amount depending on the product .Monthly fee rates are listed as follows:0.90%(3 installments);0.80%(6 installments);0.80%(9 installments) ;0.75%(12 installments);0.75%(24 installments); Notes: In the above services, the handling fee rate for customers with different risk levels is 50% plus or minus the base fee according to the evaluation on the customer risk
2.提前還款違約金:僅針對特定產品收取。根據產品類別按剩余未付分期服務費的一定比例收取,最高不超過100%;按其他方式收取時,遵照協議具體約定。
Cancellation fees will be charged only for particular products at a proportion of the remaining unpaid installment fees which will be less than or equal to 100%. (Please check out the agreement for details about other charging ways).
3.逾期違約金:僅針對特定產品收取。根據產品類別按未還本金金額的一定比例收取,逐期計收,費率最高不超過5%;按其他方式收取時,遵照協議具體約定。
Default fees will be charged only for particular products. Maximum 5% on unpaid balance for each month; charged monthly.(Please check out the agreement for details about other charging ways).
4.按其他方式收取,遵照協議具體約定。
Other charging ways. Please check out the agreement for details.
5.延期手續費。僅針對特定產品收取,且收取延期服務費的產品不再收貸款正常利息。
依據協議約定收取。
Extension fees will be charged only for particular products, for which loan interest will be exempted .
Extension fees will be collected according to agreement.
個人客戶
Personal customers
1.2019年7月11日開始收費。
1.Start charging on Jul,11, 2019.
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

四、服務及工本費Ⅰ.Installment Business

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
DZ013 公司網銀渠道服務
Corporate online banking channel services
為客戶開通公司網銀服務渠道業務
Opening corporate online banking channel business
網上銀行日常服務:15元/月/賬戶
Online banking daily services: RMB15/month/account
對公客戶
Corporate customers
1.2019年12月31日前免費
1.Free until December 31st, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ014 數字證書年費
Annual fee of digital certificate
公司網銀操作員數字證書認證服務
Digital certificate authentication service for the operator of corporate Internet banking
200元/年/證書
RMB200 per year for each certificate
對公客戶
Corporate customers
1.2019年12月31日前免費
1.Free until December 31st, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
DZ015 電子介質工本費
e-medium cost
為客戶提供ai盾等載體服務
Provide aiKey for customers
40元/個
RMB40 each
對公客戶
Corporate customers
1.2019年12月31日前免費
1.Free until December 31st, 2019
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

2.6 同業合作及平臺服務業務Inter-bank cooperation and platform service

編號
Item No.
服務項目
Service Items
服務內容
Service Functions
服務價格
Service Price
適用對象
Targeted Customers
優惠政策
Promotion
TP001 業務合作平臺費
Platform fee for business cooperation
為合作平臺提供還款代扣服務
Provide payment withholding service for the cooperative platforms
協議定價
Agreed price
對公客戶
Corporate customers
1.2018年11月17日開始收費
1.Start charging on November 17, 2018
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
TP002 技術合作手續費
Charges of technical cooperation
基于互聯網金融技術手段,為客戶提供產品研發、推廣、運營、咨詢等方面的服務。
Provide product research & development, promotion , operation, consulting services to customers, based on internet finance technology
協議定價
Agreed price
同業/對公客戶
Inter-bank /Corporate customers
1.2018年11月30日開始收費
1.Start charging on November 30, 2018
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
TP003 資產管理及資產證券化
Asset management and asset-backed securitization
為客戶提供資產管理服務,以及其他資產管理和交易相關服務
Offering the clients with asset management service and other related service
協議定價
Agreed price
對公客戶
Corporate customers
1.2018年12月5日開始收費
1.Start charging on December 5, 2018
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement
TP004 平臺服務費
Intermediary service fee
提供客戶轉介紹或產品與服務分銷;并聯合合作機構為個人或企業提供增值服務。
Provide referral and distribution of products and services;provide value-added services for individuals or enterprises with joint financial institutions.
協議定價
Agreed price
同業/對公客戶
Inter-bank /Corporate customers
1.2021年3月31日開始收費
1.Start charging on March, 2021
2.后續優惠(如有)依協議確定
2.Subsequence preferential policies (if any) are definited according to the agreement

說明Notes

1.本價目表依據《中華人民共和國價格法》、《商業銀行服務價格管理辦法》(中國銀監會國家發展改革委令 2014年第1號)等相關規定制定。
1. The price lists are developed in accordance with the Price Law PRC and the Service Price Management Measures of Commercial Banks (CBRC & SDRC Decree (2014) No.1).


2.本價目表適用對象分為全部客戶、對公客戶和個人客戶,其中,全部客戶包括對公和個人客戶;對公客戶除涵蓋正常開展業務的企事業單位外,還包括政府機構、金融機構及第三方合作機構等。
2. The price lists are applicable to all customers, corporate customers and personal customers. Specifically, all customers include corporate and personal customers, while corporate customers also include government agencies, financial institutions and third-party cooperative institutions in addition to companies and public institutions that run business normally.


3.本價目表中的市場調節價由中信百信銀行股份有限公司負責制定與解釋。法律、行政法規、政府部門規章及其他規范性文件有規定的,從其規定。
3. Market-adjusted prices herein are set and interpreted by CITIC aiBank Corporation Limited. If there are different provisions in laws, administrative regulations, regulations of government agencies and other normative documents, such different provisions shall prevail.


4.本價目表僅供客戶了解本行服務項目及收費標準使用,不構成亦不應被視為任何交易的要約、承諾或要約邀請。實際服務收費標準如與本價目表所列不一致的,請以公告或實際協議為準。
4. The price lists are for the customers to know the Bank's service items and their charging standards only, and they shall not be deemed as any offer, undertaking or invitation of off to any transaction. In case that actual service charges are discrepant with those set forth herein, announcement or real agreement shall prevail.


5.本行服務價格咨詢(投訴)電話:4008180100;書面投訴聯系方式如下:
5. To consult or complain about the Bank's service prices, please call: 4008180100, or mail a letter to:
地址:北京市朝陽區安定路5號院中建財富國際中心9層,收件人:百信銀行營運支持部,郵編100029;
Address: 9/F,CSC Fortune International Centre, No. 5 An Ding Road, Chaoyang District, Beijing, Recipient: Operation Management Department of aiBank, Postal Code: 100029;


6.本價目表自2017年9月5日起執行。其中,優惠政策自2018年6月5日起至2018年9月4日止,到期前如未發布公告,則自動按季順延,以此類推;我行另有說明的除外。
6. The price list will be implemented from September 5, 2017. The preferential policies will be valid from June 5, 2018 to September 4, 2018 only, and if no announcement is made before expiration, they will automatically extend on a quarterly basis, unless otherwise specified by the Bank.

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